1. Acceptance of Terms

By accessing and using the Qurtem Partners website or registering for any of our webinars, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.

2. Description of Services

Qurtem Partners provides business-oriented webinars, strategy sessions, and learning content aimed at professionals and organizations. We reserve the right to modify, suspend, or discontinue any part of our offerings at any time, without prior notice.

3. Eligibility

You must be at least 18 years old to register for our webinars or use our platform. By using the site, you confirm that all information you provide is accurate and up to date.

4. Intellectual Property

All content provided on this website and during webinars — including videos, slides, recordings, documents, and logos — is the intellectual property of Qurtem Partners or its licensors. You may not reproduce, distribute, or republish any content without written permission.

5. User Conduct

You agree not to use the site or services:

• For any unlawful, misleading, or fraudulent purpose.
• To infringe on intellectual property rights or the rights of other users.
• To transmit viruses, spam, or disruptive content.
• To interfere with platform security or availability.

Qurtem Partners reserves the right to terminate access for violations of these terms.

6. Registration and Payments

Certain webinars or services may require prior registration and payment. By submitting payment, you confirm that you are authorized to use the payment method. Prices are listed in EUR and may include applicable taxes. Refund policies (if applicable) will be clearly stated on the event registration page.

7. Cancellations and Refunds

You may cancel your registration up to 48 hours before a scheduled event for a full refund unless otherwise specified. No refunds are granted for no-shows or cancellations after the cut-off time. Qurtem Partners reserves the right to cancel or reschedule any event with appropriate notice and offer alternatives or refunds.

8. Limitation of Liability

Qurtem Partners is not liable for any direct, indirect, incidental, or consequential damages resulting from your use of the website or services. All content is provided "as is" without warranties of any kind. We do not guarantee specific business results from participating in our programs.

9. Data Protection

We comply with all applicable data protection laws, including GDPR. Your personal data is handled in accordance with our Privacy Policy. By using our services, you consent to such processing and warrant that all data provided is accurate.

10. Governing Law

These Terms are governed by and interpreted under the laws of Portugal. Any disputes shall be subject to the exclusive jurisdiction of the courts of Lisbon.

11. Modifications

We may revise these Terms at any time. Changes become effective upon publication. Continued use of our site and services constitutes your acceptance of any revised terms.